\[c_{4} = 40;\ \ c_{15} = 12:\]
\[\left\{ \begin{matrix} c_{1} + 3d = 40\ \ \\ c_{1} + 14d = 12 \\ \end{matrix} \right.\ ( - )\]
\[- 11d = 28\]
\[d = - \frac{28}{11}.\]
\[Ответ:\ - 2\frac{6}{11}.\]