\[a_{1} = - 20;\ \ d = 1,8:\]
\[a_{n} = - 20 + 1,8 \cdot (n - 1) =\]
\[= - 20 + 1,8n - 1,8 =\]
\[= 1,8n - 21,8\]
\[1,8n - 21,8 < 0\]
\[1,8n < 21,8\]
\[n < \frac{218}{18}\]
\[n < 12\frac{1}{9}\]
\[n = 12\]
\[Ответ:n = 12.\]